Car Accidents: Common Causes for Wrecks and Collisions in the U.S.

As data from the United States Census Bureau suggest, car accidents are occurring in an alarming frequency all over America. Based on the bureau’s reports, an average of 10.6 million accidents were reported annually during 2004 up until 2009. For every year in this 6-year period, an overwhelming number of accidents happen in roads and highways all over the nation. While a good number of these reported incidents only led to minor collisions, some also resulted in total wreckages that caused serious injuries and deaths.

These devastating car accidents are caused by a variety of factors. According to the website of the Sheboygan personal injury attorneys of Habush Habush & Rottier S.C. ® car accidents are commonly caused by driver error, speeding, reckless driving, mechanical defects, road hazards, and drunk driving. The website of the Law Offices of Vic Feazell, P.C. adds that many of these incidents significantly affect those that are largely out-powered by the vehicles on the road, such as pedestrians and cyclists.

A rollover accident is a particularly dangerous scenario. Typical to SUV and 4-wheel drives, vehicles that flip over or fall to the side due to imbalance can cause very serious injuries such as brain trauma and spinal cord damage. It is important to learn more about such incidents, and be mindful of the fact that certain factors can further aggravate the conditions which lead to such accidents. Road defects and blockages can cause SUV drivers to swerve or make abrupt turns, disrupting the balance of the vehicle.

Car accidents are easily among the most traumatic events that an individual can face. The fact that it can happen at any moment while doing an activity that is so ingrained in most people’s routine makes the occurrence of such accidents even more alarming.

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Age Discrimination in the Workplace

The law ensures that every person in the United States is welcome to equal employment opportunities. This is true regardless of one’s background or identity. Factors such as age, gender, sexual identity, race, ethnicity, country of origin, and religion should not matter in one’s pursuit of a career. Unfortunately, there are a number of employers who disregard such policies and continue to discriminate against employees based solely on these arbitrary factors. One pressing issue of discrimination in the workplace centers on age.

The Age Discrimination in Employment Act or ADEA took effect back in 1967. This particular law prohibited employers from discriminating against anyone aged 40 years or older, and is applicable to applicants and those already in their employ. It also prohibits employers from mentioning any age preference or limitations in certain job posting. Most importantly, it ensures that older employees are able to receive the same amount of benefits that younger employees enjoy.

Unfortunately, this law isn’t being properly observed in some workplaces across the country. As noted by the Equal Employment Opportunity Commission or EEOC, many employers see hiring older employees as a liability. Many find older individuals as more difficult to train, over-qualified for a given position, or incapable of keeping pace with younger employees. According to data available in their website, the EEOC received 20,588 complaints of age discrimination in the workplace during the year 2014. Majority of these cases have been resolved through administrative closures and merit resolutions.

According to the website of Cary Kane, instances of age discrimination include refusal to hire or employ, wrongful termination of an employee, and failure to grant deserved merits and benefits. An employee facing these scenarios or any situation resulting in hostile working environment can pursue a civil case against their employee to ensure that their basic right to equal opportunity is protected.

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Chapter 13 Bankruptcy: Wage Earner’s Plan

It’s impossible to know what the future hold. While a cliché, this sentiment is far from untrue. Life can be very unpredictable. Majority of the U.S. population that suffered financial woes during the economic downturn could not have predicted that they will be facing such challenges. And yet this has been the reality for the last couple of years. Many people across America are struggling with financial concerns caused by unemployment, crippling debt, and other unforeseen scenarios. Fortunately, those in similar situations can find some kind of recourse by filing for bankruptcy.

Bankruptcy is a legal option provided to individuals that find themselves in difficult situations that prevent them from paying off their debts and other financial obligations. By the end of the bankruptcy process, a U.S. federal court can grant an individual’s debt to be discarded. Otherwise, the court can call for a debt repayment plan to be imposed. All in all, bankruptcy is an option meant to help individuals to regain some control and stability with their finances.

Chapter 13 Bankruptcy is a specific option available for financially burdened individuals. As defined in the U.S. Bankruptcy code, this type of bankruptcy allows the court to decide on a structure of a payment plan accommodating the petitioner’s current income. This gives the petitioner the ability to pay off their debt through regular installments over the period of three or five years. This structure has plenty of advantages. As noted on the website of Greenway Law, LLC, the benefits of Chapter 13 bankruptcy include protection from creditors, being able to retain properties (including real estate), and having less impact on credit score as compared to a Chapter 7 bankruptcy.

Not all petitioners will be found by the court to be eligible for a Chapter 13 bankruptcy. For that, it’s important that individuals looking for financial relief keep close communication with an experienced legal professional.

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Product Liability: Potentially Hazardous Products at Home

It’s hard to imagine how much consumer products are purchased in the United States every day. According to the Bureau of Economic Analysis, consumer spending in America is at billions of dollars each year. For the first quarter of 2015, personal consumption expenditures were at 12,055.5 billion. Spending increased to 12,207.8 billion by the second quarter of the year.

A good majority of consumer spending go to durable goods. Furnishings and household equipment are among the major type of products bought by Americans annually. For the second quarter of 2015, expenditures for these products were at 297 billion dollars. And as with any other product, the consumers who had gone out to purchase these goods expect that they have bought items that are safe to use. Unfortunately, as noted by the website of Ritter & Associates, this trust is often proven to be misplaced. As evidenced by the updates on the website of the Consumer Product Safety Commission or CPSC, a lot of products are regularly found to be defective or potentially dangerous.

For furnishings and other products meant for the home, any negligence in design or production can cause a lot of harm. Many see their homes as a safe harbor; a place where they are far from any dangerous accidents. Unfortunately, with defective furnishings or household equipment, many people are left vulnerable to potentially hazardous situations right in the very place they consider their comfort zone. Take, for example, poorly designed window coverings. As found by the CPSC, children between 7 months to 10 years are at risk of dying by strangulation because of defective window covering cords every month. In fact, the commission has made over five million recalls for window coverings due to such concerns.

Dangers caused by defective products can result in minor to life-altering injuries. According to the website of Wilson & McQueen PLLC, the responsibility of preventing such incidents remains in the hands of product manufacturers. The implicit trust handed to them by consumers should be respected through imposing stricter testing policies and regulations.

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Medical Dangers: Pharmaceutical Defects and Physician Errors

It is difficult to imagine that the very things meant to be beneficial to one’s health and well-being end up becoming the cause of harmful effects. This is a reality that some patients get to experience due to certain medical dangers.

While it’s clear that the quality of health care has improved dramatically in the last couple of decades, cases of pharmaceutical defects and medical malpractice can’t be ignored. It is an unfortunate reality that not every drug or medical product released by top pharmaceuticals is as reliable as they seem. In the same way, the fact that medical professionals can be susceptible to negligent errors causing harm to patients can’t be ignored.

Discussions of these issues should remain in the public sphere. Without the awareness raised by different groups regarding certain medical dangers, patients seeking only the best possible treatment might not be able to make informed choices.

Among the many pharmaceutical products in the midst of such discussions is the anti-nausea medication called Zofran. While the drug was originally intended as a treatment for side effects experienced by patients that have undergone chemotherapy and radiation, Zofran is now widely used as medication to for morning sickness symptoms. As noted at www.williamskherkher.com/practice-areas/defective-pharmaceuticals/zofran-lawyers/, there is strong evidence which shows that Zofran can affect the development of a fetus in utero and potentially cause birth defects.

Another dangerous medical scenario is the prevalence of physician errors and malpractice. According to findings from a study published in the Journal of Patient Safety in the year 2013, around 210,000 to 440,000 patients suffer from preventable harm in hospitals across the United States. The website of the Chicago cerebral palsy lawyers at The Driscoll Firm points to birth injuries as a common example of such devastating cases. They specify that cerebral palsy in particular is caused by negligent mistakes such as misdiagnosis or delayed diagnosis and errors committed during delivery.

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